Insurance Requirements Print

Insurance requirements within North Carolina require that you provide proof of insurance when registering your vehicle.

Acceptable proofs of insurance include:

  • Owner provides insurance company name and policy number
  • Or, a certificate of Insurance (FS-1), obtained from an insurance company that is licensed to do business in North Carolina

Minimum Liability Insurance Requirements for Licensing:

The minimum requirements of liability insurance for a private passenger vehicle is $30,000 for bodily injury for one person; $60,000 bodily injury for two or more people and $25,000 property damage.

North Carolina law requires insurance companies to notify DMV when coverage has been cancelled.